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Who is FinCEN? FinCEN (Financial Crimes Enforcement Network) is a bureau of the U.S. Treasury tasked with protecting the financial system from money laundering, terrorism financing, and other financial crimes.

 What’s Happening on December 1, 2025?

 What Does It Cover?

• Non-financed (cash) purchases of 1–4 unit residential properties
• When the buyer is a legal entity (LLC, Corporation, or Trust)
• Includes sales, gifts, and some transfers unless exempt

 What Must Be Reported?

• Property add
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Co-living—once a niche concept—is now a thriving lifestyle choice for many seeking affordability, community, and flexibility. Whether you're a real estate enthusiast, a social entrepreneur, or just someone passionate about creating intentional living spaces, Ohio offers fertile ground for launching your own share house.

Here’s how to get started.

🏠 What Is Co-Living, Really?

Co-living is more than just roommates sharing rent. It’s a lifestyle built around shared values, communal spaces, and often, curated experiences. Think private bedrooms with shared kitchens, living rooms, and maybe even co-working areas. In Ohio, this can range from informal arrangements to structured group homes with services.

📍 Why Ohio?

Ohio is a hidden gem for co-living ventures. With its mix of affordable housing, vibrant small cities, and supportive business ecosystems, it’s ideal for launching a share house. Cities like Tipp City, Cuyahoga Falls, and Bowling Green offer safety, charm, and community—all essential ingredients for successful co-living.

🧾 Legal Basics You Need to Know

Before you welcome your first housemate, make sure you’re on solid legal ground
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🚌 Estimating & Rehab Bus Tour: A Hands-On Journey Through Dayton Real Estate

On June 20th and 21st, 2025, a vibrant green-and-red bus rolled through the streets of Dayton, Ohio—not as a sightseeing tour, but as a mobile classroom for aspiring and seasoned real estate investors. The “Estimating & Rehab Bus Tour” brought together a dynamic group of attendees for an immersive, hands-on experience in property evaluation and offer-making.

🔍 What Made This Tour Unique?

Unlike traditional seminars confined to hotel conference rooms, this tour took learning to the streets. Participants visited five real properties across Dayton, each offering a unique set of challenges and opportunities. With boots on the ground, they practiced:

• Estimating rehab costs with real-world examples
• Evaluating property potential based on location, condition, and market trends
• Making offers—with at least one offer submitted during the tour!

🛠️ Learning by Doing

The heart of the event was its workshop-style approach. Attendees didn’t just listen—they measured, calculated, and strategized. Guided by experienced investors an
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 When we see reports regarding the "Dayton" housing market, they usually include the entire area. But here is my report for those who invest in the city.

Presenters from the National Fair Housing Alliance will review:
 Special Purpose Credit Programs and the intersection of fair housing
 Best practices around community-based equity-focused homeownership
 Highlights of their publication “First Generation Foundations: A Guide to Advancing Equity with First Generation Homeownership Programs”

Ohio Presenters from County Corp and Homeport will:
 Discuss the opportunities they provide in their communities
 Their local equity-based homeownership programs
 Other services that enhance their communities

REGISTER HERE or CLICK THE IMAGE!

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The Families Flourish Program, (FFP), includes a mobility component to move families into neighborhoods and school districts that assist in a families’ specific career and educational development. FFP needs participating landlords who accept a subsidy as a part of the full market rate rent. This enables families to advance in their careers, create stability for the family through things like increased savings for college and aid minor children with superior educational opportunities. The subsidies continue for three years.  This is a successful program in Columbus, Ohio and is being expanded into the Miami Valley Region. 

Click HERE for a PDF version of the Participating Landlord Program.

 On Facebook today, the City of Middletown announced the following update to water utility billing, illustrating the need to focus on current Ohio water utility legislation:

Important Water and Sewer Update! 📣

The City of Middletown Water and Sewer Rules and Regulations are in the process of being updated. The updated rules and regulations will go into effect April 1st, 2025. Some key changes to take note of are:

• All water accounts will remain in the property owner's name. Tenants will no longer be able to sign up for a water account. Any account that is currently in a tenant’s name will remain active until the account is closed.
• The service fee will be increasing to $50.00.
• Deposits will be increasing to $300.00.

A copy of the Water and Sewer Rules and Regulations can be found on the city website at cityofmiddletown.org/254/water-services.

We are thrilled to announce that Merhawit Scramoncini has achieved the prestigious Ohio Professional Housing Provider (OPHP) status! This remarkable accomplishment is a testament to her dedication, hard work, and unwavering commitment to excellence in the real estate industry.

Merhawit has been an invaluable member of the Greater Dayton Real Estate Investors Association (GDREIA), where she has consistently demonstrated her expertise and passion for real estate. Her journey to achieving the OPHP designation has been marked by her relentless pursuit of knowledge and her desire to provide the highest quality housing for her community.

As a member of GDREIA, Merhawit has not only excelled in her professional endeavors but has also been a source of inspiration and support for her fellow members. Her contributions to the association, including her role in member relations and her active participation in various committees, have made a significant impact on the organization.

Merhawit's achievement of OPHP status is a reflection of her commitment to maintaining the highest standards of professionalism and ethics in the real estate industry. This designation recognizes her extensive knowledge in areas such as landlord-tenant law, fair housing, property management, an
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