In today’s high-interest housing market, RetroRate is helping buyers and sellers rediscover the value of assumable mortgages—home loans that can be transferred from seller to buyer, often at significantly lower rates than current offerings.

 What RetroRate Does RetroRate’s software scans public listings on platforms like Zillow and Realtor.com to identify homes with assumable mortgages. These loans, often backed by agencies like the VA or FHA, can offer monthly savings of over $1,000 compared to new mortgages—especially for homes purchased or refinanced during the 2–3% interest rate era.

 Market Impact Across 10 states, RetroRate found that 22% of listings had assumable loans, averaging 4.42% interest. The company also offers a concierge service—charging 1% of the purchase price—to guide both parties through the complex assumption process.

 Challenges to Consider

www.firstohiotitle.com
Who is FinCEN? FinCEN (Financial Crimes Enforcement Network) is a bureau of the U.S. Treasury tasked with protecting the financial system from money laundering, terrorism financing, and other financial crimes.

 What’s Happening on December 1, 2025?

 What Does It Cover?

• Non-financed (cash) purchases of 1–4 unit residential properties
• When the buyer is a legal entity (LLC, Corporation, or Trust)
• Includes sales, gifts, and some transfers unless exempt

 What Must Be Reported?

• Property address and details
• Name of the buyer (transferee) and their be
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 In a recent development, Massachusetts has introduced a new law aimed at enhancing transparency and accountability in the landlord-tenant relationship. The law, which was passed recently, brings in a series of measures that seek to provide tenants with greater visibility into their rights and the responsibilities of their landlords.

Among the key provisions of the law are requirements for landlords to provide more detailed information to tenants regarding rent increases, lease agreements, and security deposits. Additionally, the legislation mandates that landlords must share project cost estimates with tenants before initiating any major renovations or repairs that may impact their living conditions.

These new regulations are designed to empower tenants by ensuring they have access to vital information that can help them make informed decisions and protect their rights. Landlords in Massachusetts will need to adjust their practices to comply with the new law and ensure that they fulfill their obligations towards their tenants.

Overall, the passage of this law reflects a positive step towards promoting transparency and fairness in the state's rental market, benefiting both landlords and tenants alike. Stay tuned for more updates on how this new legislation will impact the real estate landscape in Massachusetts. 

🚌 Estimating & Rehab Bus Tour: A Hands-On Journey Through Dayton Real Estate

On June 20th and 21st, 2025, a vibrant green-and-red bus rolled through the streets of Dayton, Ohio—not as a sightseeing tour, but as a mobile classroom for aspiring and seasoned real estate investors. The “Estimating & Rehab Bus Tour” brought together a dynamic group of attendees for an immersive, hands-on experience in property evaluation and offer-making.

🔍 What Made This Tour Unique?

Unlike traditional seminars confined to hotel conference rooms, this tour took learning to the streets. Participants visited five real properties across Dayton, each offering a unique set of challenges and opportunities. With boots on the ground, they practiced:

• Estimating rehab costs with real-world examples
• Evaluating property potential based on location, condition, and market trends
• Making offers—with at least one offer submitted during the tour!

🛠️ Learning by Doing

The heart of the event was its workshop-style approach. Attendees didn’t just listen—they measured, calculated, and strategized. Guided by experienced investors and rehab specialists, they learned h
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🏡 Real Estate Investing 101: From Curiosity to Confidence — A Must-Attend Workshop for Aspiring Investors

If you've ever wondered how to get started in real estate investing but felt overwhelmed by the jargon, the risks, or simply didn’t know where to begin, GDREIA has the perfect opportunity for you. Mark your calendar for Tuesday, August 12, 2025, because Real Estate Investing 101: From Curiosity to Confidence is here to demystify the process and empower you with the tools to take action.

📅 Workshop Details

• Date & Time: Tuesday, August 12, 2025 | 6 PM – 9 PM
• Location: Live Zoom Session
• Cost: FREE for all GDREIA members
• Audience: Beginners and returning investors looking to refresh their knowledge

📘 What You’ll Learn: The Business of Real Estate

This 3-hour session is packed with foundational knowledge and practical insights. Here’s a sneak peek at the curriculum:

🔹 Laying the Foundation

• How to start your real estate business
• Building your investment strategy

🔹 Property Fundamentals

• Evaluating properties effectively Read More...