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AI and Ethics: What Real Estate Investors Need to Know

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If you're using AI tools in your real estate investing business—or thinking about it—you're not alone. Technology is reshaping how we analyze markets, screen tenants, and make investment decisions. But here's the thing: powerful tools require responsible use.

Why This Matters Now

AI can process mountains of data in seconds, spotting trends and opportunities we'd never catch manually. That's incredible. But AI also learns from historical data, and if that data reflects past discrimination or biased decision-making, your "smart" tool might be making unethical (and illegal) recommendations.

Three Quick Rules for Ethical AI Use

Keep humans in charge. AI should inform your decisions, not make them. Your market knowledge, gut instinct, and ethical compass still matter. When something feels off about an AI recommendation, dig deeper before acting.

Know what your tools are doing. If you can't explain how your AI screening tool selects tenants or values properties, that's a red flag. Black-box algorithms create liability. Choose transparent tools and verify their outputs.

Test for bias regularly. Run identical applications through your system with only protected characteristics changed. Different outcomes? You've got a problem that needs fixing before it harms someone or lands you in legal trouble.

The Bottom Line

Fair housing laws exist for good reasons, and AI doesn't give you a pass. In fact, using AI without proper oversight can multiply discrimination at scale ... Read More…


The 2025 National Real Estate Investing Summit: Adapting, Connecting, and Winning in the New Market

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 Cincinnati, OH — October 30 – November 2, 2025

This year’s National Real Estate Investing Summit brought together the best minds in real estate at the Great Wolf Lodge in Mason, Ohio — and it didn’t disappoint. For four packed days, investors from across the country came ready to learn, adapt, and make the deals that will shape the next wave of real estate success.

Hosted by OREIA (Ohio Real Estate Investors Association), this 40-year tradition remains the Midwest’s biggest and most respected investor gathering. From high-level keynotes to hands-on workshops, it offered one clear message: what worked two years ago won’t work tomorrow — but the right strategies still win big.


The Market Has Changed — and So Have the Rules

Interest rates, insurance costs, and property taxes are all up. Margins are tighter. But this year’s Summit made one thing clear: there’s opportunity everywhere for those willing to adjust.
Sessions focused on:

  • Creative deal structures — seller financing, sub-to, lease options, and partnerships.

  • Emerging asset types — shared housing, mid-term rentals, and notes.

  • Tax-smart investing — strategies for keeping more of what you earn.

  • AI and automation tools — streamlining lead generation, property analysis, and marketing.

For Greater Dayton REIA members, these sessions hit home. The conversations around co-living and mid-term rentals are e ... Read More…


NEW FinCEN Rule: What Residential Realtors Need to Know

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www.firstohiotitle.com
Who is FinCEN? FinCEN (Financial Crimes Enforcement Network) is a bureau of the U.S. Treasury tasked with protecting the financial system from money laundering, terrorism financing, and other financial crimes.

šŸ“… What’s Happening on December 1, 2025?
A new nationwide rule goes into effect requiring the reporting of certain all-cash residential real estate transfers to legal entities or trusts. This replaces older, localized reporting requirements.
šŸ  What Does It Cover?
  • Non-financed (cash) purchases of 1–4 unit residential properties
  • When the buyer is a legal entity (LLC, Corporation, or Trust)
  • Includes sales, gifts, and some transfers unless exempt
šŸ“‹ What Must Be Reported?
  • Property address and details
  • Name of the buyer (transferee) and their beneficial owners
  • Purchase price and payment method
  • Name of the seller (transferor)
ā³ When Is It Due?
Reports must be filed by the later of:
  • 30 days after closing, or
  • The last day of the following month
šŸ’” Why It Matters to Realtors
  • Entity buyers may need extra time to gather documentation
  • Title or closing agents may request info from you or your client
  • Understanding the rule helps prevent delays and confusion
āœ… What Realtors Should Do Now
  • Ask early: “Is your buyer using a trust or LLC?”
  • Inform clients that ownership details may need to be disclosed
  • Partner with title companies familiar with FinCEN rules
  • Stay updated as more ... Read More…

National REI Summit 2025

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 šŸ¢ National REI Summit 2025: The Ultimate Gathering for Real Estate Investors

Mark your calendars—October 30 to November 2, 2025—because Cincinnati, OH is hosting the nation’s longest-running real estate investor conference: the National REI Summit 2025. With over 40 years of empowering independent investors, this summit is more than an event—it’s a movement.

šŸ’¼ Why You Should Attend

Whether you're a seasoned investor or just starting your journey, the National REI Summit offers a powerhouse lineup designed to elevate your game:

  • šŸŽ¤ Top-Tier Speakers
    Hear from industry leaders who share real-world strategies that work in today’s market.

  • šŸ› ļø Hands-On Workshops
    Roll up your sleeves and dive into sessions that help you level up your deals—from rehab estimating to creative financing.

  • šŸ¤ Unmatched Networking
    Connect with serious investors from across the country. Build relationships, find partners, and grow your network.

  • šŸ“ˆ Actionable Insights
    Leave with tools, tactics, and confidence to navigate the current real estate landscape.

šŸŽŸļø Early Bird Tickets Available

Spots are limited, and early bird pricing won’t last long. If you’re serious about investing, this is your chance to lock in your seat before prices rise.

šŸ‘‰ Visit Nationalreisummit.com/">NationalREISUMMIT.COM to register and learn more.

šŸ™ļø Why Cincinnati?

Cincinnati’s vibrant real estate market and central location make ... Read More…


Coporate Transparency Act Flip-Flopping Finally Resolved???

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PRESS RELEASE FROM THE TREASURY DEPARTMENT REGARDING CTA:

March 2, 2025

The Treasury Department is announcing today that, with respect to the Corporate Transparency Act, not only will it not enforce any penalties or fines associated with the beneficial ownership information reporting rule under the existing regulatory deadlines, but it will further not enforce any penalties or fines against U.S. citizens or domestic reporting companies or their beneficial owners after the forthcoming rule changes take effect either. The Treasury Department will further be issuing a proposed rulemaking that will narrow the scope of the rule to foreign reporting companies only. Treasury takes this step in the interest of supporting hard-working American taxpayers and small businesses and ensuring that the rule is appropriately tailored to advance the public interest.

“This is a victory for common sense,” said U.S. Secretary of the Treasury Scott Bessent.  “Today’s action is part of President Trump’s bold agenda to unleash American prosperity by reining in burdensome regulations, in particular for small businesses that are the backbone of the American economy.”

... Read More…